✦ Oncor Travel Protection

Travel with Complete Peace of Mind

Things don't always go to plan — flights get cancelled, bags go missing, and medical emergencies happen. Oncor Travel Protection keeps you covered from the moment you book to the moment you're home — flights, medical emergencies, lost bags, and everything in between.

Get Protected Today → Ask your advisor

What's covered with Oncor Protection

Trip cancellation & interruption

Emergency medical & evacuation

Lost, stolen, or delayed baggage

Flight delays & missed connections

24/7 in-trip support via app

Cancel for any covered reason

From $99 per person

What's covered

Full Trip Protection

Oncor Travel Protection covers every part of your journey — before you leave, while you're away, and on the way home.

Trip Cancellation

Cancel your trip for a covered reason — illness, injury, bereavement, severe weather — and get 100% of your non-refundable costs back.

Up to 100% of trip cost

Emergency Medical

Medical treatment, hospital stays, and emergency evacuation if you're injured or fall ill abroad. Includes pre-existing conditions on some plans.

Up to $250,000

Baggage & Personal Items

Compensation for lost, stolen, or damaged luggage and personal belongings. Plus emergency purchases if your bags are delayed on arrival.

Up to $2,000

Flight Delays & Cancellations

Reimbursement for meals, accommodation, and transport when your flight is delayed or cancelled. Also covers missed connections.

Up to $1,000

Trip Interruption

If you need to cut your trip short due to a covered reason, Oncor reimburses unused non-refundable costs and the extra cost of getting home.

Up to 150% of trip cost

24/7 In-Trip Support

Our team is available to help you file claims, get medical referrals, and reach a real person any time of day or night — wherever you are in the world.

Included on all plans

Why Oncor Protection

Protection Built Around Your Journey

Oncor Travel Protection is designed specifically for the trips we create — multi-city itineraries, safari lodges, long-haul flights, and adventures in remote places. We know what can go wrong, and we've built coverage to match.

A-Rated Underwriters

Oncor Travel Protection policies are backed by financially strong, A-rated insurance carriers — your claims will be paid.

Instant Coverage

Get your policy in minutes online. No paperwork, no waiting — your certificate arrives by email immediately.

Easy Claims Process

File a claim online or by phone — upload receipts, track your status, and get reimbursed quickly. Our team is here to help every step of the way.

Oncor Protection at a glance

Average claim payout time48hrs fast

Customer satisfaction4.8★ rated

Medical coverage$250K max

Countries covered180+ worldwide

Support availability24/7 always on

How it works

Three Simple Steps

Get a quote

Contact your Oncor advisor or request a quote online — we'll have your coverage confirmed in minutes.

Choose your plan

Select the coverage level that suits your trip. Oncor Travel Protection offers several plans to fit different budgets and needs.

Travel with confidence

Your policy certificate arrives by email instantly. Your policy certificate arrives by email instantly. Our support team is available 24/7 during your trip.

File claims easily

If something goes wrong, contact our support team, submit your claim with documentation, and we handle the rest — quickly and professionally.

Common questions

Travel Insurance FAQ

When should I buy travel insurance?

As soon as you book your trip. Buying early means you're covered if you need to cancel before departure, and it locks in time-sensitive benefits like pre-existing condition waivers.

Does it cover pre-existing medical conditions?

Some plans include a pre-existing condition waiver if you purchase within a certain window of your initial trip deposit. Ask your Oncor advisor for details.

What if I need to cancel my trip?

Trip cancellation coverage reimburses non-refundable prepaid costs if you cancel for a covered reason — illness, injury, death of a family member, severe weather, and more. "Cancel for Any Reason" upgrades are also available on some plans.

How do I file a claim?

Contact our claims team by phone or email, submit your receipts and documentation, and our team will review and process your claim promptly. We aim to resolve claims as quickly as possible.

Can my advisor help me choose the right plan?

Absolutely. Your Oncor Travel advisor can walk you through the options and help you choose the right level of coverage for your trip. Just mention it when you request your quote.

Is Oncor Travel Protection available for international travel?

Yes — Oncor Travel Protection covers international travel to 180+ countries worldwide, including all of the destinations we offer. Coverage applies from the moment you leave home until you return.